Many people are drawn to crypto for a simple but powerful reason: they want full control over their money. To that end, Trust Wallet was designed with user control and accessibility in mind. It offers a lightweight, mobile-first solution for digital asset users of all experience levels. Millions of users around the world rely on Trust Wallet to manage their digital assets directly from their phone, removing middlemen, gatekeepers, and unnecessary complexity.
And when you combine Trust Wallet with USDC — a widely used and trusted digital dollar — you unlock a simple, reliable way to store and use stablecoins across many of the world’s leading blockchain ecosystems. It’s a combination that gives you both the power of digital assets and the peace of mind of the dollar.
This guide explains how to send, store, and use USDC in Trust Wallet, a mobile-first USDC wallet used by millions worldwide. We’ll show you how to get started with USDC in Trust Wallet so you can confidently use common wallet functions like sending, receiving, and managing funds.
If you’re new to USDC and want a quick explainer before diving in, start with our article, “What is USDC?”. Otherwise, this guide will walk you through:
- Setting up your Trust Wallet
- Trust Wallet’s built-in features
- Sending USDC from exchanges to Trust Wallet
- How to keep your assets safe
- How to use USDC in Trust Wallet
By the end, you’ll be able to use USDC in Trust Wallet like a pro — more securely, more easily, and with more control.
What is USDC, and why use it?
Before diving in, let’s take a quick moment to talk about what USDC is and why it’s such an important digital asset. USDC is a stablecoin. You might be asking yourself, “What is a stablecoin?” It’s a type of digital asset designed to maintain stable value, usually relative to a fiat currency like the US dollar. USDC reserves are backed 100% by highly liquid cash and cash-equivalent assets. A top-five accounting firm publishes monthly attestations on its reserve. USDC uses blockchain technology and the internet to move across borders quickly with low fees. It’s available in more than 185 countries to most anyone with an internet connection.
Blockchain networks enable USDC transactions to be processed quickly and efficiently, eliminating the need for traditional banking intermediaries. This allows for the near-instant transfer of funds at any time, as blockchains operate 24/7, enabling faster settlement times compared to some traditional systems.
USDC was first launched on Ethereum as an ERC-20 token. This makes it fully compatible with apps and services in the Ethereum ecosystem. As of April 2025, USDC is natively available on 19 of the world’s leading blockchains, including Arbitrum, Polygon, Solana, and other networks supported by Trust Wallet.
Think of USDC as the digital dollar that meets you where you are — on your phone, across chains, and around the world.
Want to learn more about USDC? Check out our comprehensive guide.
What is Trust Wallet?
Trust Wallet is a free non-custodial crypto wallet built for mobile users. Acquired by Binance in 2018, Trust Wallet has become one of the most widely adopted self-custody wallets in the world, with tens of millions of users globally. Available on iOS and Android, it supports a wide range of blockchain networks and tokens, including native support for USDC on multiple chains. It’s a suitable wallet option for users who want mobility, security, and simplicity — all in one app.
As a non-custodial wallet, Trust Wallet gives users full control over their private keys and digital assets, meaning there’s no centralized authority holding your funds. But what makes Trust Wallet stand out is its focus on usability, accessibility, and crosschain features. This includes the ability to interact with decentralized apps (dApps) on different chains, store and manage NFTs, and more — all within a single app. And, Trust Wallet supports thousands of digital assets on more than 70 blockchains.
Whether you’re minting your first NFT or managing a cross-chain decentralized finance (DeFi) portfolio, Trust Wallet can make it easier to stay in control.
Trust Wallet’s built-in features
Trust Wallet’s mobile-native approach balances user simplicity and advanced functionality. Key features include:
- Multichain support: Easily manage assets on Arbitrum, Avalanche, BNB Smart Chain, Ethereum, Optimism, Polygon, Solana, and more.
- Token swaps: Swap tokens directly within the app via decentralized exchange (DEX) aggregators like 1inch or PancakeSwap.
- NFT storage: View and manage NFTs on Ethereum and BNB Chain.
- dApp browser: Access dApps for DeFi, games, and more (available on Android).
- WalletConnect support: Connect to dApps via WalletConnect, an open source protocol offered by Trust Wallet.
- Hardware wallet integration: Combine with Ledger hardware wallet for enhanced security.
With Trust Wallet, your phone becomes a gateway to the onchain ecosystem.
Setting up Trust Wallet
Getting started with Trust Wallet is quick and simple:
- Download Trust Wallet: Head to the official site or your device’s app store and download the iOS or Android version.
- Create a wallet: Open the app and follow the prompts to generate a new wallet. Trust Wallet will show you a 12-word recovery phrase. Store this offline in a secure place.
- Explore your wallet: Once your wallet is set up, you can search for and enable USDC under the tokens list.
Important: Your 12-word phrase is the only way to recover your wallet in case you forget your login credentials or need to restore your wallet on a new device. Never share it or store it online. Anyone that has access to your 12-word recovery phrase will have unfettered access to your wallet and your funds.
Buy USDC directly in Trust Wallet
Buying USDC directly in Trust Wallet is easy, whether you're using Ethereum, BNB Smart Chain, or another USDC-supported network. Trust Wallet supports in-app crypto purchases using fiat currency through third-party providers:
- Open your Trust Wallet app and select “Buy.”
- Select USDC and enter the amount you wish to purchase.
- Choose a payment provider (like Mercuryo, MoonPay, or Ramp).
- Follow the provider’s flow to complete the transaction via card or bank transfer.
- Once complete, the USDC will be deposited into your Trust Wallet.
Your USDC typically arrives in minutes (or even seconds). Because USDC exists natively on 19 different blockchains, make sure your USDC is originating from your blockchain of choice before finalizing your purchase.
Note: USDC availability depends on your region and the network you're purchasing USDC on.
Sending USDC to Trust Wallet
Prefer to fund your wallet using USDC from an exchange like Binance, Coinbase, or Kraken? Here's how:
Step 1: Buy USDC on a centralized exchange
- Create an account on a trusted exchange and complete KYC if required.
- Deposit fiat currency via bank transfer or card.
- Buy USDC and select a network supported by both the exchange and Trust Wallet (e.g., Ethereum, BNB Smart Chain, or Polygon).
Step 2: Transfer USDC to Trust Wallet
- Open Trust Wallet, select “Receive,” and search for USDC.
- Choose the version of USDC that matches the network you’re using (e.g., Ethereum or BNB Smart Chain).
- Copy your wallet address.
- Paste this address into the “Withdraw” section of your exchange.
- Double-check that the network matches before confirming.
To receive USDC on Trust Wallet, make sure you copy your correct USDC wallet address based on your chosen network, such as ERC-20 USDC or BEP-20 USDC. It’s always worth checking your network and address. Blockchain transactions are fast, but they’re also generally irreversible.
Your USDC should arrive within minutes (or even seconds), depending on your chosen network and how congested network traffic is when you execute your transaction.
Security tips for Trust Wallet
Trust Wallet gives you full control — so it's critical to take security seriously:
- Protect your recovery phrase: Store your recovery phrase securely offline. Anyone with this phrase can access your wallet.
- Double-check wallet addresses: Always verify addresses when sending or receiving funds. A small error can result in permanent loss.
- Beware of scams: Only download Trust Wallet from the official website and avoid clicking on suspicious links or emails.
- Enable security features: Use a strong password for Trust Wallet and consider enabling biometric login (i.e., fingerprint or face ID) or two-factor authentication (2FA) where applicable.
A little caution can go a long way — keeping your assets safe starts with small, smart habits.
Using USDC in Trust Wallet
Once your USDC is safely stored on Trust Wallet, your assets are ready for action. Using USDC within Trust Wallet unlocks a wide range of possibilities across multiple web3 applications and chains.
For starters, Trust Wallet can help people to:
- Send USDC to friends or family with near-instant transactions and minimal fees.
- Spend USDC on goods and services through retailers with crypto payment integrations.
- Safely store and save USDC directly in Trust Wallet.
- Use USDC as a powerful tool for trading across multiple dApp ecosystems.
For example, if someone is contributing to a decentralized autonomous organization (DAO) or funding a project onchain, USDC in Trust Wallet can make the experience fast, reliable, and mobile-friendly.
Together, USDC and Trust Wallet bring digital dollars into your pocket — and the power of onchain finance to your fingertips. You’re not just holding digital assets, you’re using them. And with USDC and Trust Wallet, you can do that on your own terms. By following this guide, you’ll have the tools to send, store, and use USDC with confidence.
For more information, visit usdc.com/learn.
